Blog
What Other Liens Could Affect My Property Other Than a Mortgage?
When our firm performs a title search on real property, many owners are surprised when we discover various liens or other clouds on the title to their property other than their mortgage. The liens can include: Municipal Lien: A lien filed by a local government...
My Neighbor’s Tree is Driving Me Nuts (Fruity)!
Do you have issues with your neighbor’s tree? Is the trunk of the tree entirely on your neighbor’s property, but the majority of the branches, leaves and broken limbs end up on your property? Or what if your neighbor has a delicious apple tree and the branches extend...
T.C.A. § 28-2-109 & 110: Will paying property taxes give me ownership to a piece of property?
Under certain circumstances, a party’s payment of property taxes can create a rebuttable presumption that the party has title, or ownership, to the property in question.
What Are Restrictive Covenants and Equitable Servitudes?
In Tennessee, property owners can control the use of real property through the creation of restrictions known as restrictive covenants and equitable servitudes. These restrictions can be made to “run with the land” and restrict a property’s current and future use, even after the property passes into the hands of subsequent owners.
Adverse Possession
When working with real estate, disputes often arise in cases where a trespassing non-owner has been in possession or use of another party’s property. In these situations claims for adverse possession may be raised by the non-owner to gain title to the contested property.
Quieting Title
After a lawsuit is filed, potential defendants are entitled to be given notice of the lawsuit to quiet title.
Owner’s vs. Lender’s Title Insurance
One of the most common questions we get at Wooden Title & Escrow is: What is the difference between owner’s & lender’s title insurance? Both policies protect the recipient if there’s a defective title.
Who Pays for Title Insurance?
In just about every state, the buyer is required to pay for the loan policy, or lender’s title insurance. However, the party responsible for paying an owner’s title insurance policy can vary from state to state. Your lender will usually include this information as part of the loan application and closing process.
What Happens If You Don’t File Your Taxes?
Tracy Wooden has been an attorney and Certified Public Accountant for decades and warns that not filing your taxes could prevent banks from approving loans for a house or car.
How To Protect Your Home With Title Insurance
Wooden Title & Escrow, LLC offers the superior protection of the Homeowner’s Policy of Title Insurance, delivering more complete risk coverage, which translates to greater peace of mind for homebuyers. Buying a new home is one of life’s most gratifying experiences and might be the biggest investment you will ever make. As you approach closing day, however, all those details can be overwhelming. It’s easy to overlook the single most important step in the entire process – the purchase of title insurance on your wonderful new home.

